The third spot and another for Scotland was West Dunbartonshire, with the average value of a home being £110,000 with an annual salary of £20,770.
The remaining areas in the list include Hartlepool, fourth with an average price of £114,100 and an annual salary required of £21,550, Middlesbrough at £115,900 and £21,890 respectively, Kingston Upon Hull, North Ayrshire and Sunderland, where the annual salary required to buy a property is £21,630, £21,660, and £23,000 respectively.
The average values of the properties in the list are in sharp contrast to the typical price of a UK home, which currently stands at £329,648.
Building financial security, freedom and investment growth are some of the major reasons cited for many desiring to own their own home.
Unfortunately, being a homeowner is a dream for many as the cost of living crisis continues to fuel financial hardships for most.
Homeownership in the UK has become the preserve of high-income earners only as house prices continue to rise while incomes have seen less of a steady increase.
In fact, according to Economics Help, real house prices have risen 160 percent but real incomes of the youth have only increased 23 percent.
But these 10 places in the UK have been deemed the most achievable for those with a £20,000 salary.
A person's earnings greatly affect their ability to own a home largely down to the costs associated with homeownership.
As of July 2024, 53 percent of UK adults own their own home which is equivalent to 27.9 million people across the country.
But what about the other 47 percent? Turns out, barriers affecting home ownership mostly include increased property prices relative to incomes.
According to data from Zoopla, provided exclusively to The Sun, Inverclyde sits at the top of the list where buyers can purchase a property with a salary of only £20,040.
With house price values starting at only £106,000, it's the cheapest UK region located in west central Scotland.
This equates to those afforded to be on the ladder needing a salary of only £20,040 annually – a standard amount banks and building societies might lend.
Second place went to East Ayrshire, with an average house price of £106,800.
Burnley was next with an average house price of £120,100 requiring an annual salary requirement of £22,680.